Swiftstead Commercial Capital: A St. Cloud, MN Business Funding Broker
Tell us what the money has to pay for; we match it to a structure and put the request in front of lending partners who decide.
Swiftstead Commercial Capital connects you with lending partners; partners make credit decisions and set rates and terms.
- 6Funding structures
- 4Steps from call to answer
- Address515.5 W St Germain St, St Cloud, MN 56301
- Phone(320) 208-9595
- Our roleA broker, not a lender
- Structures6, sorted by repayment
A broker, not a lender
Swiftstead Commercial Capital, a small-business funding broker in St. Cloud, Minnesota, does not lend its own money. From 515.5 W St Germain St it helps Central Minnesota owners choose among six funding structures and introduces each request to lending partners, who approve or decline and set every rate and term. Call (320) 208-9595 to describe the cost.
Six funding structures
6 ways Central Minnesota businesses pay for payroll, stock, machines and growth, grouped by how each is repaid or collected.
Working Capital
Covers wages, materials and rent while an invoice is still out, sized to a gap that has a known end.
Business Term Loans
A single advance for a fit-out, an added location or hiring, paid down in level installments over years.
Business Line of Credit
Draw when a bill arrives, repay when cash comes in, and draw again; interest accrues only on the balance used.
Inventory Financing
Pays the supplier for goods before they sell; the stock is usually the collateral and sales pay it down.
Equipment Financing
Loans, leases and EFAs for excavators, combi ovens, dental chairs, POS systems and contractor pickups.
Merchant Cash Advance
A funder purchases part of future card or bank receipts. It is not a loan; know the full amount collected first.
Our West St. Germain Street address
Call with any funding question: repayment, collateral, or which records partners usually want.
- Address
- 515.5 W St Germain St, St Cloud, MN 56301
- Phone
- (320) 208-9595
- Our role
- A broker, not a lender
What St. Cloud, MN Owners Ask First
Is Swiftstead Commercial Capital a lender?
No. Despite Capital in the name, Swiftstead Commercial Capital is a broker. A lending partner approves or declines each request and sets the price.
Where is Swiftstead Commercial Capital located?
At 515.5 W St Germain St, St. Cloud, MN 56301. Call (320) 208-9595.
Which kinds of business does Swiftstead work with?
Businesses in St. Cloud, MN and nearby towns such as Sauk Rapids, Sartell and Waite Park. Confirmed partner sectors are construction, restaurants, medical and dental practices, and retail and inventory businesses.
What goes on the short request form?
Full name, phone, email and business name, three range picks (time in business, annual revenue, requested amount) and a consent box. The purpose of the money comes up on our call back.
Is an advance on future card sales a loan?
No. The funder buys part of your future receipts and collects them as sales come in. It is priced with a factor, not an interest rate.
Another question? Call Swiftstead Commercial Capital at (320) 208-9595.
How it works
Your call, our shortlist, the partner's review, your decision.
Tell us the cost
Call, or leave your contact details in the short form for a call back. The purpose comes up on that call.
Fit a structure
What the money buys points to a funding type, and the type decides which partners see the request.
A partner reviews
A lending partner reads the file, decides and prices any offer it makes.
You choose
Set the total cost against the payment schedule. Walking away is always an option.
Send a Short Request
Name, phone, email and business name, three quick picks (time in business, revenue band, amount needed) and a consent box. Prefer a conversation first? Call (320) 208-9595.
Swiftstead Commercial Capital connects you with lending partners; partners make credit decisions and set rates and terms. See our Privacy Policy, Terms and SMS Terms.
Keep reading
Not sure where to start?
Call Swiftstead Commercial Capital in St. Cloud, MN and say what the money has to cover. We will tell you which structures deserve a partner's look.