Swiftstead Commercial Capital, a small-business funding broker in St. Cloud, Minnesota, is a broker, not a lender. It passes business funding requests to lending partners, and only those partners approve, decline, price and set terms. It cannot promise an approval, an amount, a price or a date, and a merchant cash advance is not a loan.
Broker, not lender
Swiftstead Commercial Capital is a broker, not a lender. We make no loans, buy no receivables and fund no request with our own money. Swiftstead Commercial Capital connects you with lending partners; partners make credit decisions and set rates and terms.
Who decides
Each credit decision, rate, factor, fee, term, collateral requirement and condition comes from the partner. We cannot alter a partner's decision or its terms.
What we cannot promise
- An approval from any partner.
- A particular amount, rate, factor or term.
- How long a partner will take to decide or fund.
- That an offer is the lowest-cost option available anywhere.
Merchant cash advances
A merchant cash advance is not a loan. It is the purchase of part of future receipts, collected through remittances, on terms set by the funder.
Your information
Only with your agreement do request details reach lending partners for review. See the privacy policy.
General information only
Pages on swiftsteadcommercialcapital.com describe business funding in general terms. For legal, tax or accounting questions about your own business, speak with your own adviser.
Contact
Swiftstead Commercial Capital, 515.5 W St Germain St, St. Cloud, MN 56301. Phone (320) 208-9595.
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