Swiftstead Commercial Capital, a small-business funding broker in St. Cloud, Minnesota, serves owners in St. Cloud and nearby Central Minnesota towns by phone and online from 515.5 W St Germain St. Sauk Rapids, Sartell, Waite Park, St. Joseph, Clear Lake and Clearwater have their own pages; other towns in Stearns, Benton, Sherburne and Wright counties are covered below.
St. Cloud, MN
The office city, spread across Stearns, Benton and Sherburne counties. Figures for Stearns County and ZIP 56301 are on our St. Cloud, MN page.
Sauk Rapids, MN
About 2.3 miles north, in Benton County. ZIP 56379 had 441 employer establishments in 2023, with construction the largest sector. Business funding in Sauk Rapids, MN.
Sartell, MN
About 4.7 miles north-northwest, spanning Benton and Stearns counties. ZIP 56377 had 367 employer establishments, led by health care. Business funding in Sartell, MN.
Waite Park, MN
About 4.9 miles southwest, in Stearns County. ZIP 56387 had 414 employer establishments, led by retail and food service. Business funding in Waite Park, MN.
St. Joseph, MN
About 7 miles west, in Stearns County. ZIP 56374 had 243 employer establishments, with construction first. Business funding in St. Joseph, MN.
Clear Lake, MN
About 10.9 miles southeast, in Sherburne County. ZIP 55319 had 102 employer establishments, 70.6 percent of them under five employees. Business funding in Clear Lake, MN.
Clearwater, MN
About 11.8 miles south-southeast, spanning Stearns and Wright counties. ZIP 55320 had 139 employer establishments, construction leading. Business funding in Clearwater, MN.
Other Stearns County, MN towns
Cold Spring, MN (Stearns County, about 14.9 miles west-southwest): ZIP 56320 had 216 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Avon, MN (Stearns County, about 14.3 miles west-northwest): ZIP 56310 had 113 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
Richmond, MN (Stearns County, about 18.7 miles west-southwest): ZIP 56368 had 124 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Albany, MN (Stearns County, about 20.1 miles west-northwest): ZIP 56307 had 148 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
Kimball, MN (Stearns County, about 18.4 miles south-southwest): ZIP 55353 had 86 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Holdingford, MN (Stearns County, about 19.1 miles northwest): ZIP 56340 had 44 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
St. Augusta, Rockville, St. Stephen, St. Anthony, Roscoe and St. Martin, also in Stearns County, are served the same way; their ZIP counts are too small or too mixed to publish as town figures.
Benton County, MN towns
Foley, MN (Benton County, about 13.9 miles east-northeast): ZIP 56329 had 173 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Rice, MN (Benton County, about 14.2 miles north-northwest): ZIP 56367 had 142 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
Royalton, MN (Benton and Morrison counties, about 19.7 miles north-northwest): ZIP 56373 had 72 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Gilman, in Benton County, is served the same way.
Sherburne County, MN towns
Becker, MN (Sherburne County, about 17.8 miles southeast): ZIP 55308 had 222 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
Wright County, MN towns
Annandale, MN (Wright County, about 20.9 miles south): ZIP 55302 had 226 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Maple Lake, MN (Wright County, about 23.8 miles south-southeast): ZIP 55358 had 144 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
South Haven, MN (Wright County, about 18.8 miles south): ZIP 55382 had 59 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
Meeker, Mille Lacs and Morrison County, MN towns
Watkins, MN (Meeker County, about 20.9 miles southwest): ZIP 55389 had 63 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Eden Valley, MN (Meeker and Stearns counties, about 24.9 miles southwest): ZIP 55329 had 49 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP.
Foreston, MN (Mille Lacs County, about 24.6 miles east-northeast): ZIP 56330 had 39 employer establishments in 2023 (U.S. Census Bureau, ZIP Code Business Patterns 2023), though the town covers only part of that ZIP. Bowlus, Buckman and Elmdale in Morrison County are served the same way.
How owners outside St. Cloud, MN work with us
Exactly as owners in the city do: by phone at (320) 208-9595 or through the short form. Every request follows the four steps, and lending partners decide each one. ZIP figures above describe postal areas that run well beyond town limits, so they show the business mix around a town, not inside it.
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